INSIGHTS WITH EVALESCO
During this challenging time, it’s important to maintain social connections, eat healthy foods to maintain strong immunity and check in with loved ones or elders in your community. Here are some handy online services to help make this period a little easier.
Home Medicine Services are available for people in isolation that have their Pharmaceutical Benefits Scheme and Repatriation Pharmaceutical Benefits Scheme prescriptions delivered to their home from their regular pharmacy. Click here for more information.
Food Delivery – If you jump onto the website of your favourite restaurant or café you will notice many are offering unique takeaway, home delivery or drive through options. It’s a great way to avoid contact with others, make life easier for you in the home, and also support the local businesses doing it tough.
Social Media can be a great tool for maintaining social connections as they help connect you with friends and loved ones. Platforms like Facebook and Instagram enable you to share daily photos, updates and videos. YouTube is another great resource for online tutorial videos, educational tools to assist with home schooling and don’t forget the fabulous cooking tutorials to help pass the time.
Online programs and resources to help you stay Healthy and Happy
Staying Healthy & Happy during this time, can be a challenge for some. You, or someone you know, may benefit from some support to help them through the uncertainty we are facing.
There are some online programs to provide mental health support:
e-couch - for adults and adolescents experiencing depression, worry and anxiety, social anxiety, divorce and separation or bereavement and loss.
The Brave Program - for children and teenagers experiencing anxiety
Please note that these programs are not intended to replace face-to-face therapy and are not suitable if you are currently experiencing suicidal thoughts. Please call NSW Mental Health Line on 1800011511 for advice if you are concerned about your own or someone’s else’s mental health.
SHARE OUR INSIGHTS
Share on Facebook
Share on Email
Share on Linkedin
Sign up to get the latest insights with our newsletter delivered straight to your inbox
We believe the true value of financial advice isn’t found in dollars and cents (although this is important too!) but in the peace of mind a financial plan can provide. It’s knowing where you want to go and how to get there, with a dedicated team behind you every step of the way.
We know the impact of good holistic financial advice can make and we have the life experience, technical capability and quality support team that can make that difference for you. We’ve empowered over 1000 families through the delivery of great financial advice, to be healthy, wealthy and happy.
The amount of super you’ll need when you retire depends on your big costs in retirement and the lifestyle you want. The Associate of Superannuation Funds of Australia (ASFA) estimates for a single $44,224 a year and for couples $62,562 a year is how much you may need. This is only an indicator and our advisers assess everyone’s individual circumstances.
The fees we charge for financial advice is only a fraction of the value we derive for our clients, meaning our clients are always better off after seeing us. Rarely do we encounter a new client invested appropriately for their needs, with adequate risk protection, structuring and estate planning provisions in place. Even small tweaks to a financial plan over a long period of time can result in drastically better outcomes for our clients which eclipses the fees of the financial advice. Additionally, you can opt-out of an ongoing fee arrangement at any time.
In our discovery meeting with you our advisers discuss the initial advice fee and the ongoing fees associated with our services.
After our initial phone call to discuss why you are seeking a financial adviser, we arrange a discovery meeting that outlines what is important to you, your current position, our areas of advice, our approach. We then present a Statement of Advice (SoA) to discuss your goals and our recommendations and go through the steps of how to proceed to the implementation stage. After signing the SoA, we discuss your questions, get you to sign the authority to proceed and complete any application forms before implementing the recommendations detailed in the SoA.
One thing to consider is the interest rate on your home loan in comparison to the rate of return on your super fund. Before making a decision, it’s also important to weigh up your stage in life, particularly your age and your appetite for risk. Whatever strategy you choose you’ll need to regularly review your options if you’re making regular voluntary super contributions or extra mortgage repayments. As bank interest rates move and markets fluctuate, the strategy you choose today may be different from the one that is right for you in the future
The information provided on and made available through this website does not constitute financial product advice. The information is of a general nature only and does not take into account your individual objectives, financial situation or needs. It should not be used, relied upon, or treated as a substitute for specific professional advice. We recommend that you obtain your own independent professional advice before making any decision in relation to your particular requirements or circumstances. Evalesco Financial Services do not warrant the accuracy, completeness or currency of the information provided on and made available through this website. Past performance of any product discussed on this website is not indicative of future performance. Copyright © 2019 Evalesco Financial Services. All rights reserved