Simpler, smarter financial choices for a healthy, wealthy, happy life.

ADVICE FOR LIFE’S STAGES

Wherever you are in life’s journey, its a good time to make smart financial decisions.

Identify + Magnify

Money should expand your choices, not limit them.

We help make your financial success much easier. Whether you’re struggling with information overload, finding balance between making financial progress and enjoying your lifestyle now, or if you’re just time poor – we’ve got the strategies, tools and tactics to help.

Amplify + Solidify

Money should set you free, not set boundaries

Retirement is within reach. Get ready before you take the plunge. With careful planning , we’ve helped hundreds of people confidently transition to the lifestyle they want in retirement. Benefit from our experience so you do it right the first time.

Simplify + Fortify

Money worries should be a thing of the past

There are so many things you want to do in retirement and managing money probably isn’t one of them. We can take care of that, giving you peace of mind that your hard-earned money will last and is working for you.

WHAT WE DO IN PARTICULAR

Building wealth

Our Advisers can help to make your hard-earned dollars grow, while still protecting your nest egg from the fluctuations of financial markets.

You’re no average woman.
Help yourself to the security of more.

On average, women retire with 47% less super than men. Often that’s due to the time women spend looking after others. We think it’s time to let someone help you for a change. Talk to our advisers (female or male) today.

Superannuation Strategy

Your superannuation investment involves some of the most important decisions you will ever make. Choosing a fund, getting the investment mix right, making contributions and more. We’ll make the complexities of super seem simple, so you can maximise your nest egg and have the confidence that your future will be just fine.

What are your superannuation goals?
What an appropriate investment strategy looks like?
How much money you wish to retire with?
Can you afford to retire early?
The suitability of investments in assets such as cash, property and shares

Finance and lending

Let us help find the best financing option for you. We provide unbiased professional advice for individuals and business owners to make the application for finance for development, investment, property or equipment finance as easy as possible

Tax Planning

Wealth Protection

Insurance is the foundation of all financial plans. Our advisers can help you evaluate the risks and come up with the right insurance solution for you and your family.

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TALK TO EVALESCO

How do you charge for your services?

The fees we charge for financial advice is only a fraction of the value we derive for our clients, meaning our clients are always better off after seeing us. Rarely do we encounter a new client invested appropriately for their needs, with adequate risk protection, structuring and estate planning provisions in place. Even small tweaks to a financial plan over a long period of time can result in drastically better outcomes for our clients which eclipses the fees of the financial advice. Additionally, you can opt-out of an ongoing fee arrangement at any time.

What is the process for getting our own personal financial plan?

After our initial phone call to discuss why you are seeking a financial adviser, we arrange a discovery meeting that outlines what is important to you, your current position, our areas of advice, our approach. We then present a Statement of Advice (SoA) to discuss your goals and our recommendations and go through the steps of how to proceed to the implementation stage. After signing the SoA, we discuss your questions, get you to sign the authority to proceed and complete any application forms before implementing the recommendations detailed in the SoA.

Should I pay more off my mortgage or put more money into super?

One thing to consider is the interest rate on your home loan in comparison to the rate of return on your super fund. Before making a decision, it’s also important to weigh up your stage in life, particularly your age and your appetite for risk. Whatever strategy you choose you’ll need to regularly review your options if you’re making regular voluntary super contributions or extra mortgage repayments. As bank interest rates move and markets fluctuate, the strategy you choose today may be different from the one that is right for you in the future

How do I know how much money I will need to retire?

The amount of super you’ll need when you retire depends on your big costs in retirement and the lifestyle you want. The Associate of Superannuation Funds of Australia (ASFA) estimates for a single $44,224 a year and for couples $62,562 a year is how much you may need. This is only an indicator and our advisers assess everyone’s individual circumstances.

How do I know Evalesco is the right fit for me?

We know the impact of good holistic financial advice can make and we have the life experience, technical capability and quality support team that can make that difference for you. We’ve empowered over 1000 families through the delivery of great financial advice, to be healthy, wealthy and happy.

Why should I pay for financial advice?

How will I measure the value or success of receiving financial advice?

We believe the true value of financial advice isn’t found in dollars and cents (although this is important too!) but in the peace of mind a financial plan can provide. It’s knowing where you want to go and how to get there, with a dedicated team behind you every step of the way.