Olivia is a good saver, she has built up equity in home but is just too busy running a small marketing business to focus on her personal health, wealth and happiness.
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Nick & Lauren were fortunate to receive an unexpected inheritance. They didn’t want to blow it or abuse their good fortune so they sought financial advice.
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With a rapidly growing business in its infancy, inadequately structured for growth and tax effectiveness, existing shareholder agreements incorrectly executed.
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The Royal Commission uncovered behaviours we were not aware of and has firmly put institutions on notice that these must stop. The changes within financial advice are necessary to make sure large bank aligned licensees are held to the same standards as the privately-owned groups.
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Thanks to a change in legislation, most working Australian’s can now claim a tax deduction for personal contributions to superannuation. This is really exciting for employed individuals as previously you could only add to super via employer contributions or salary sacrificed amounts.
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If someone asked you to picture technology changing (or rewiring) someone's brain, what would you see? Chances are the first thing that you'd come up with would be sci-fi-style mind control beams. Perhaps you would see robotic neurosurgeons at work (already a thing actually). Or maybe cyborg like neural enhancements!
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