fbpx

INSIGHTS WITH EVALESCO

The evolution of ethical investing in advice
by Kate Ferraro | 3 March 2021

TOPICS DISCUSSED

Ethical Investing
Managed Funds
AAN Asset Management Portfolio Models

In March 2021, my fellow Director and AAN Investment Committee Member, Marshall Brentnall was interviewed by IFA Magazine about the evolution of ethical investing in advice.
Ethical investing is riding a big green wave at the moment, and for good reason: we all want to do the right things by the place we call home – planet Earth. Having said that when there is so much demand, it’s very easy for large fund managers, banks, and superannuation funds to put together products (managed funds, ETFs etc) that present as green, ethical and sustainable, but when you probe what is actually inside them the underlying investments don’t stack up, are unproven and you might be paying much more than necessary in fees. Why? Because often you will find that if it is popular and in demand, it will be more expensive. It’s the whole supply and demand relationship.
With that in mind, for the last 12 months Marshall and his colleagues on the Investment Committee at AAN have been researching, stress testing and modelling all manner of investments promoted as ethical, sustainable and ESG friendly. When they couldn’t find a portfolio that suited their requirements, it led to them to building a portfolio for AAN clients.
On the back of this, Sarah Kendell, Editor Wealth at Momentum Media and Host of The IFA Show reached out for a chat. As a result of Facebook banning all manner of news sources, we decided to put the podcast here for those that wanted to tune in.
Please note this podcast was originally shared on the ifa.com.au website.
For more information on sustainable and ethical investing speak to your adviser.

SHARE OUR INSIGHTS

Share on Facebook

Share On Facebook

Share on Email

Share Via Email

Share on Linkedin

Share On Linkedin

NEWSLETTER

Sign up to get the latest insights with our newsletter delivered straight to your inbox

Slide
“How will I measure the value or success of receiving financial advice?”

We believe the true value of financial advice isn’t found in dollars and cents (although this is important too!) but in the peace of mind a financial plan can provide. It’s knowing where you want to go and how to get there, with a dedicated team behind you every step of the way.

Slide
“How do I know Evalesco is the right fit for me?”

We know the impact of good holistic financial advice can make and we have the life experience, technical capability and quality support team that can make that difference for you. We’ve empowered over 1000 families through the delivery of great financial advice, to be healthy, wealthy and happy.

Slide
“How do I know how much money I will need to retire?”

The amount of super you’ll need when you retire depends on your big costs in retirement and the lifestyle you want. The Associate of Superannuation Funds of Australia (ASFA) estimates for a single $44,224 a year and for couples $62,562 a year is how much you may need. This is only an indicator and our advisers assess everyone’s individual circumstances.

Slide
“Why should I pay for financial advice?”

The fees we charge for financial advice is only a fraction of the value we derive for our clients, meaning our clients are always better off after seeing us. Rarely do we encounter a new client invested appropriately for their needs, with adequate risk protection, structuring and estate planning provisions in place. Even small tweaks to a financial plan over a long period of time can result in drastically better outcomes for our clients which eclipses the fees of the financial advice. Additionally, you can opt-out of an ongoing fee arrangement at any time.

Slide
“How do you charge for your services?”

In our discovery meeting with you our advisers discuss the initial advice fee and the ongoing fees associated with our services.

Slide
“What is the process for getting your own personal financial plan?”

After our initial phone call to discuss why you are seeking a financial adviser, we arrange a discovery meeting that outlines what is important to you, your current position, our areas of advice, our approach. We then present a Statement of Advice (SoA) to discuss your goals and our recommendations and go through the steps of how to proceed to the implementation stage. After answering any questions you may have, you will sign the authority to proceed and complete any application forms before we implement our recommendations detailed in the SoA.

Slide
“Should I pay more off my mortgage or put more money into super?”

One thing to consider is the interest rate on your home loan in comparison to the rate of return on your super fund. Before making a decision, it’s also important to weigh up your stage in life, particularly your age and your appetite for risk. Whatever strategy you choose you’ll need to regularly review your options if you’re making regular voluntary super contributions or extra mortgage repayments. As bank interest rates move and markets fluctuate, the strategy you choose today may be different from the one that is right for you in the future

previous arrow
next arrow
SCHEDULE A CHAT

Award Winning Financial Planners and Advisers As Seen In

Evalesco Financial Services Level 17, 20 Bond Street Sydney NSW 2000
Phone: (02) 9232 6800

The information provided on and made available through this website does not constitute financial product advice. The information is of a general nature only and does not take into account your individual objectives, financial situation or needs. It should not be used, relied upon, or treated as a substitute for specific professional advice. We recommend that you obtain your own independent professional advice before making any decision in relation to your particular requirements or circumstances. Evalesco Financial Services do not warrant the accuracy, completeness or currency of the information provided on and made available through this website. Past performance of any product discussed on this website is not indicative of future performance. Copyright © 2019 Evalesco Financial Services. All rights reserved

Financial Services Guide | General Advice Disclaimer | Privacy Policy | Complaints Procedure | Credit Disclosure 

Evalesco Financial Services Pty Ltd is a Corporate Authorised Representative (325313) of Australian Advice Network Pty Ltd.

ABN: 13 602 917 297 AFSL: 472901