It’s my job to work as my client’s financial ‘lifesaver’ to ensure that they swim between the flags and don’t get in over their heads. We help our clients with managing how much they spend, investments, property investments, mortgages, tax strategies, maximising super, choosing the right insurance and more. We put in place a plan to work towards their goals and chosen outcomes and help our clients to stay on track.
Since I was a child I have long held the view that I am here to protect people, and that stretches from family to friends and all those in my community. Whilst they are all different, I have been heavily involved in community-minded pursuits over the years, such as serving in the Army Reserves (5 years), safeguarding the public at Tamarama as a Lifesaver (10 years) or protecting my clients as a Financial Planner (17 years) or simply being aware of threats.
I like being an active person, and find that I am at my best when there is both variety and a little bit of competition. During the week I run home at least twice per week, attend one F45 class and also between one and two Northstar Martial Arts classes. In my teenage years and early twenties, I was quite active in boxing and martial arts, and am really enjoying getting back into structured learning.
Outside of work, I love everything about being a husband and Dad. It’s busy, crazy, chaotic but I wouldn’t have it any other way. We are an active family, which will only increase as the kids get older and become more independent. My 3 kids also keep me active. My son Angus and I will spend quite a bit of time down at the park, kicking the ball around, practising tackling and just getting amongst it.
Every two years I head to Snowmass, Colorado for up to three weeks skiing with the family, and it’s something that I look forward to. I really want to invest in these early years, to set them all up for the future and to ensure that I provide my children with all the same experiences I had, and more.
I think of my personal wealth plan in the same manner as we do with our clients. So that means I break things down into lifestyle, nest egg, active and estate assets.
Lifestyle: We own our own home in Rozelle, and feel that we will be quite comfortable in this property for the next four to five years. As a family we also have several different cash accounts to better manage our spending to fund things like large bills, emergencies, holidays and a little fun stuff.
Nest egg: Our principal asset here is our superannuation monies, and a recently established wealth plan that we regularly contribute to that will be the seed asset for our kids education funds. I have invested in shares and property since my early twenties, and this is the category I see growing over the next few years.
Active: Like many small business owners, our largest asset outside of our family home is that of our business. Over the next several years, as we develop and grow this business, I expect that this asset will allow us the opportunity to consistently grow our lifestyle and nest egg assets, and certainly drive down our home mortgage.
Estate: We have a variety of risk management plans in place to ensure that the right people get access to the right level of funding should something happen to Sara or myself. It’s not pleasant to consider or discuss, but it provides peace of mind knowing that my family will be looked after and provided for.
Marshall is a Sub Authorised Representative (No. 250831) of Evalesco Financial Services Pty Ltd, a Corporate Representative (No. 325313) of Australian Advice Network Pty Ltd.