Meet our clients living the ‘healthy wealthy happy’ life today
We love working closely with our clients to help them achieve not just their financial goals, but also their personal goals. These are often centered around improving their health and happiness. Carol is one of our wonderful clients who has done just that. She had a dream of fitting back into her size 10 jeans and we spoke to her about how she achieved her goal.
What made you decide to work on your health and fitness goals?
Two years after dislocating and fracturing my shoulder, I was invited by Kathryn to attend an AIA Vitality Day in November 2019. Whilst talking to one of the coaches from Virgin Active, I heard myself using my shoulder injury as the reason for being overweight and unfit. I was mortified at what I was hearing myself say, and knew I needed to stop with the excuses and start making some changes. Until then, I didn’t realise just how much my shoulder injury was holding me back from living life. My self-confidence was at an all-time low.
What were the health and fitness goals you set out to achieve?
I needed to work on strengthening my shoulder. I was using my shoulder injury as an excuse as to why I was so unhealthy and unfit. I wanted to reduce my BMI from a very unhealthy 33 to somewhere in the healthy range (less than 24.9) which would require a weight loss of at least 21 kg. I wanted to be able to fit back into my size 10 jeans and feel comfortable wearing them. I rarely wore jeans and felt very uncomfortable in my size 14 jeans. I hoped that if I worked hard and could achieve platinum status under my AIA Vitality membership, before my policy renewed in July, I could get close to achieving these goals.
How has reaching this goal changed your life?
In less than six months, I’ve gone from doing very little exercise to exercising most days. I’m feeling healthier, happier, less stressed and have much more self-confidence. As a result of the COVID-19 pandemic, I’m working from home so what used to be my “commute time” has now become my morning exercise time. I’m now starting my day with a 5km walk or run. I’ve even completed the Inca Trail virtual marathon (part of the Conqueror series), something I would never have even thought of doing six months ago.
Working from home for the last nine weeks has at times been a struggle, as my family are all located interstate. Without the discipline to exercise more and eat healthier, I know this challenging time we are all going through, would have been much more difficult for me to get through.
Over the weekend, with the shops starting to re-open, I’ve just bought my first pair of size 9 jeans. I can’t remember a time when I’ve fitted into jeans this small!
How did Evalesco help you become the best version of you?
My Adviser Kathryn had been encouraging me to come along to the AIA Vitality day for some time and I always found an excuse to not attend. Last November, I had finally run out of excuses and told myself I would go along, get some Vitality points (to reach silver status) and that would be enough for me.
I had no idea that by going along that day, a sequence of events would be triggered resulting in my biggest transformation yet. Over the past six months, I have joined the gym, started working with Kieran my Personal Trainer, and dramatically improved my health and fitness allowing me to complete a virtual marathon. The added bonus is that I have achieved platinum status under my AIA Vitality membership, which has seen me receive extra bonuses along the way as well as a discount on my insurance premiums!
Despite gyms being closed for some time now, I’ve continued my personal training sessions with Kieran once a week, while working from home. He’s been a huge support and encouragement during my journey to becoming “the best version of me”. He believed in me when I didn’t believe in myself and I honestly don’t know where I would be now if I hadn’t met him at the AIA Vitality Day six months ago.
Thank you Evalesco and AIA Vitality!
If you would like to talk to one of our advisers about AIA Vitality and how it could help you, call us today on 02 9232 6800.
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The amount of super you’ll need when you retire depends on your big costs in retirement and the lifestyle you want. The Associate of Superannuation Funds of Australia (ASFA) estimates for a single $44,224 a year and for couples $62,562 a year is how much you may need. This is only an indicator and our advisers assess everyone’s individual circumstances.
The fees we charge for financial advice is only a fraction of the value we derive for our clients, meaning our clients are always better off after seeing us. Rarely do we encounter a new client invested appropriately for their needs, with adequate risk protection, structuring and estate planning provisions in place. Even small tweaks to a financial plan over a long period of time can result in drastically better outcomes for our clients which eclipses the fees of the financial advice. Additionally, you can opt-out of an ongoing fee arrangement at any time.
In our discovery meeting with you our advisers discuss the initial advice fee and the ongoing fees associated with our services.
After our initial phone call to discuss why you are seeking a financial adviser, we arrange a discovery meeting that outlines what is important to you, your current position, our areas of advice, our approach. We then present a Statement of Advice (SoA) to discuss your goals and our recommendations and go through the steps of how to proceed to the implementation stage. After signing the SoA, we discuss your questions, get you to sign the authority to proceed and complete any application forms before implementing the recommendations detailed in the SoA.
One thing to consider is the interest rate on your home loan in comparison to the rate of return on your super fund. Before making a decision, it’s also important to weigh up your stage in life, particularly your age and your appetite for risk. Whatever strategy you choose you’ll need to regularly review your options if you’re making regular voluntary super contributions or extra mortgage repayments. As bank interest rates move and markets fluctuate, the strategy you choose today may be different from the one that is right for you in the future
We know the impact of good holistic financial advice can make and we have the life experience, technical capability and quality support team that can make that difference for you. We’ve empowered over 1000 families through the delivery of great financial advice, to be healthy, wealthy and happy.
We believe the true value of financial advice isn’t found in dollars and cents (although this is important too!) but in the peace of mind a financial plan can provide. It’s knowing where you want to go and how to get there, with a dedicated team behind you every step of the way.