Financial challenge accepted

Client: James & Alice

What were their challenges:

Both James & Alice are highly ambitious with big personal goals. They recently purchased their first home and have a large surplus income, they want to be in the position to start a family in the next 2 years and upgrade to a bigger family home in 5 years all while maintaining their current lifestyle.

What did they overcome:

With a long list of ideal lifestyle goals some of which are conflicting, we worked together to prioritise what was most important and what they both agreed to work on.

How did I help:

We mapped out a strategy to allow Alice a year off work when the first child arrives, with a 100% replacement of income. We mapped out, that based on current surplus income and with an automated savings and Investment plan in place, that they will be on track to upgrade their home 7 years.

What did they learn that I can share:

That they are capable of saving a large amount of money with ongoing financial coaching and accountability. With this maintained level of discipline they will be on track to achieving the bigger family home within 5 years. They personally found the initial plan which showed the home was 7 years away challenged them to review their lifestyle spending to push for what they wanted even sooner.

I see myself as a financial coach. I coach people to help them uncover what they truly desire and map out an investment plan to maximise the probability of those things being achieved.